Everyone who drives understands that they must be insured to be able to legally drive. Some people might consider getting commercial auto insurance if they own a business and have employees that drive company vehicles. For a small business owner, it might not be feasible to have commercial auto insurance if the only car driven is ones personal car. An exception to this is if the owner drives for work many miles each week. It might be better to insure the car in the company name and not the individual’s name. This makes it easier when calling in a claim. As companies grow, it is most likely for them to need commercial auto insurance.
There are a few things to think about when it comes to getting the right insurance. A good insurance agent will ask a lot of questions in order to get the best and safest insurance available. While the major parts of insurance are the same, the business insurance is a little more technical because of certain liabilities that one must take into consideration. Instead of one person driving their own car, there are multiple drivers driving for the company. This means that the commercial auto insurance company has to consider the company itself and the driver of the company and the driver of the other vehicle.
Life Insurance
Whole Life Insurance Is a Good Option
Whole life insurance has not had the greatest attraction in recent years but is a solid permanent life choice for today’s clients.Whole life provides coverage as long as the policy is in force at level premiums. The cost of whole life insurance premiums remains constant and payable on a set schedule. Alternately, the premium can be paid with a single lump sum.
John Hancock Variable Annuity Sales of $2.8 Billion Set Record in Second Quarter of 2007
